With some exceptions; very few of our homes are pure “rentals”. Most are
strictly for sale so you will be “renting to own", which is the same as,
"renting or leasing with the option to buy”, to eventually buy your home
without having to deal with banks or qualifying for loans at this time.

IMPORTANT: PLEASE READ THIS ENTIRE PAGE

THE TERMS: "Rent to Own" or "Lease to Own" or "Lease/Option" or
"Lease or Rent with the Option to Buy"
All the above terms basically mean the same thing. It means you are entering
into an agreement to rent or lease your new home with the option to buy it at a
later date with cash or via a loan or other means. You do not have to buy the
home (as no one can force you) but you do have the exclusive right to buy it at
the agreed price during the lease-option period according to the agreement! Most
buyers enter into this kind of agreement so they can get into the home they
eventually want to buy without having to deal with banks or qualifying up front.
It gives them time to clean up their credit or "build" credit while renting the
home they eventually want to buy.

BENEFITS: (1)Move into your home now, even if you have credit problems
that would keep you from buying a house. Once you are in your home we work
with you to improve your credit over time so you can eventually qualify for a
good loan. (2)A Rent to Own home lets you 'try out' an area or home before
you are actually locked into a long term 15 or 30 year mortgage!

**DEPOSIT OR "OPTION FEE": This "Option Fee" is paid for the
guaranteed, exclusive right to purchase the property during the "option to buy"
period. The entire (100%) option fee is credited towards the purchase price of
the home when you do buy it!
How much do I need? The Option Fee is generally much less than you would
have to put down with a normal bank or mortgage loan. Depending on the home
and circumstances 5% to 10% of the purchase price of the home is what we
typically receive, but in some cases we can work with a minimum of 3%.
Or...Tell us how much you can put towards the Option Fee now and if you can
put more down on a monthly basis and we'll see if we can work something out!
The more you can put towards this option fee the better! It puts you higher up
on the list of people who want that particular home as we do compile a list and
pick the best potential "buyer".   We will work with you to help you get into a
home! If you have something of value to "trade" we will also consider that
for part or all of the Option Fee! (ie. Homes, cars, jewelery or ??)

Why do people "Rent to Own" instead of just buy the house?
In this day and age many good people just cannot qualify for a loan especially
with the banks changing the rules about how much you must put down
(sometimes 20% or more) and raising the standards of your credit history. Some
people may not have any credit history as in the case with "first time buyers", or
maybe they have had some hard times, bankruptcy or even just a few financial
problems which keep them from qualifying; or if they can qualify it puts them in
a higher interest rate bracket with the banks. By renting to own a property and
keeping your payments current and on time; you are building a "good" credit
history. It shows the banks that you are a better risk because you already have a
history of living in the house you are interested in buying and have been making
payments all along.
Other reasons some people "rent to buy", are to live in an area to "check out the
neighborhood" before committing to buying; or if a job transfer is in the possible
works and they want to wait until that passes before buying.
“I just finalized my divorce and could not get a loan to buy a  house until all the financial
logistics are finalized by the courts. By renting to own I can live in the house I want until I have
the time and means to buy it.” -T   TN
A-1 House Solutions
What does "Rent To Own" mean?
A-1 House Solutions
P.O. Box 2633
Hendersonville, TN
37077-2633

INFO@A-1HouseSolutions.com
Voice or Fax:
1-888-228-4217

Please contact us
anytime 24 hours a
day, 365 days a year!
"During my recent interaction
businessmen who honored all
promises and were very prompt
when meeting deadlines. I
could not believe their integrity
and honesty in our business
transaction. It is unusual in
today's world to be able to trust
people who tell you they want to
assist you in selling or buying
property. They have proven
themselves to be men of
character; therefore, I would
recommend their company to
people who have the need to
purchase or sell property. They
have been the "solution" that I
needed to sell some of my
property. If you have need of
their services, please contact
them. Their services have
proven to be a valuable asset
to me." -Anne KY
WE BUY HOUSES and VACANT LAND!  
YOU CAN BUY OR  "Rent to Own"  HOMES FROM OUR INVENTORY WTH NO BANK QUALIFYING
“I would recommend
you to anyone;
whether buying or
selling! You were
very understanding
and helpful. When I
was in a jam; you
helped and did
everything you said
you would…and
fast! Thanks so
much!” -Michelle TN