With some exceptions; very few of our homes are pure
“rentals”. Most are strictly for sale so you will be
“renting to own", which is the same as, "renting or
leasing with the option to buy”, to eventually buy your
home without having to deal with banks or qualifying for
loans at this time.

"Rent to Own" or "Lease to Own" or "Lease/Option"
or "Lease or Rent with the Option to Buy"
All the above terms basically mean the same thing. It means
you are entering into an agreement to rent or lease your new
home with the option to buy it at a later date with cash or
via a loan or other means
. You do not have to buy the home
(as no one can force you) but you do have the exclusive
right to buy it at the agreed price during the lease-option
period according to the agreement! Most buyers enter into
this kind of agreement so they can get into the home they
eventually want to buy without having to deal with banks or
qualifying up front. It gives them time to clean up their
credit or "build" credit while renting the home they
eventually want to buy.


You can move into your home now, even if
you have credit problems that would keep you from buying
a home, even if you can't get a loan now! Once you are in
your home we work with you to improve your credit over
time so you can eventually qualify for a good loan.

**DEPOSIT OR "OPTION FEE": This "Option Fee" is
paid for the guaranteed, exclusive right to purchase the
home during the "option to buy" period. The entire (100%)
option fee is credited towards the purchase price of the
home when you do buy it!
How much do I need? The Option Fee is generally much
less than you would have to put down with a normal bank
or mortgage loan. Depending on the home and
circumstances 5% to 10% of the purchase price of the home
is what we typically receive,
but in some cases we can
work with less. Tell us how much you can put towards the
Option Fee now and if you can put more down on a
monthly basis and we'll see if we can work something out!
The more you can put towards this option fee the better! It
puts you higher up on the list of people who want that
particular home as we do compile a list and pick the best
potential "buyer". We will work with you to help you get
into a home!
If you have something of value to "trade"
we will also consider that for part or all of the Option
Fee! (ie. House, car, jewelery or ??)

Why do people "Rent to Own" instead of just buy the
In this day and age many good people just cannot qualify
for a loan especially with the banks changing the rules about
how much you must put down (sometimes 20% or more)
and raising the standards of your credit history. Some
people may not have any credit history as in the case with
"first time buyers", they may be self-employed, just had a
divorce or maybe they have had some hard times,
bankruptcy or even just a few financial problems which
keep them from qualifying; or if they can qualify it puts
them in a higher interest rate bracket with the bank loan.
Some of our Buyers just have their money tied up in a
business or other areas or investments and can't use them to
qualify for a loan. And some just don't have their credit built
up enough! By renting to own a property and keeping your
payments current and on time; you are building a "good"
credit history. It shows the banks that you are a better risk
because you already have a history of living in the house
you are interested in buying with their loan.
“I just finalized my
divorce and could
not get a loan to
buy a  house until
all the financial
logistics are
finalized by the
courts. By renting
to own I can live in
the house I want
until I have the
time and means to
buy it.” -T   TN
What does "Rent To Own" mean?
A-1 House Solutions
242 W. Main St. #283
Hendersonville, TN 37075

Sell Your House To Us

Please contact us
anytime 24 hours a day,
365 days a year!
"During my recent interaction
businessmen who honored all
promises and were very prompt
when meeting deadlines. I
could not believe their integrity
and honesty in our business
transaction. It is unusual in
today's world to be able to trust
people who tell you they want to
assist you in selling or buying
property. They have proven
themselves to be men of
character; therefore, I would
recommend their company to
people who have the need to
purchase or sell property. They
have been the "solution" that I
needed to sell some of my
property. If you have need of
their services, please contact
them. Their services have
proven to be a valuable asset
to me." -Anne KY
“I would recommend
you to anyone;
whether buying or
selling! You were
very understanding
and helpful. When I
was in a jam; you
helped and did
everything you said
you would…and fast!
Thanks so much!” -
Michelle TN