All the above terms basically mean the same thing. Most of our Homes are “For Sale” or Rent-to-Own, meaning: you can buy with your own cash/loan, or, if you need time to get a loan you can Rent-to-Own which means you are renting or leasing with the exclusive option to buy. Giving you time to work on your credit while you live in the home without having to deal with banks or qualifying for loans before you move in. (We can get you help to build or repair your credit! Just ask us how.) Rent-to-Own Homes have been our primary selling focus since 2008. We provide potential home owners with even more opportunities to find and purchase their dream home. When you enter a Lease/Option agreement it means that you don’t need perfect credit to move in. You can enjoy the benefits of living in the home you will eventually purchase with your own loan and take advantage of better interest rates with better credit.

This Option Fee is paid for the exclusive right to purchase the home during the option to buy period. The entire option fee is credited towards the purchase price of the home when you do buy it. We will work with you to help you get into a home! If you have something of value to trade, we will also consider that for part or all of the Option Fee! (i.e. House, Land, Vehicle, Jewelry or ? Tell us what you have.)

Depending on the home and circumstances 5% to 10% of the purchase price of the home is what we typically receive, but in some cases, we can work with less. Tell us how much you can put towards the Option Fee now and we’ll see if we can work something out! The more you can put towards this option fee the better! This information along with a few other factors help us pick the best potential buyer. We want you to succeed and will work to help you get into a home!

Why not just buy? In this day and age many good people just cannot qualify for a loan, especially with the banks changing the rules and raising the standards of your credit history. Some people may not have enough credit history as in the case with first time buyers or those who are self-employed. Bad or low credit sometimes comes from: divorce, medical bills, hard times, self-employed, bankruptcy or even just a few financial problems which can keep them from qualifying; or if they can qualify it puts them at a higher interest rate for a loan. Some of our Buyers just have their money tied up in a business, property or investments and can’t use it to qualify for a loan. If you rent-to-own one of our homes and keep your payments on time; you are building a good credit history. It can show the banks that you are a better risk because you already have a history of living in the house you are interested in buying with their loan.